Crypto & Stablecoins
Get paid in crypto. Pay out in crypto. Settle into the account.
Two halves of one thing. Dollar stablecoins as settlement, on and off, next to the accounts, with a card that spends from the balance. And a full crypto gateway for the businesses whose customers, staff or counterparties already move in digital assets, settling into the same account, so what arrives as Bitcoin on Saturday can leave as a supplier payment in dirhams on Monday.
Niowire is not a bank. Accounts are provided by regulated payment institutions in the United Kingdom and Belgium.
Stablecoins
USDT and USDC, for settlement.
International businesses settle in dollar stablecoins because the money moves at any hour, without a correspondent in the middle and without a payment held for questions. A supplier in one country, a customer in another, a weekend in between: the invoice settles on Saturday and is a balance you can pay from on Monday.
On-ramp
Move money from any of the five currencies you hold into USDT or USDC.
Off-ramp
Bring USDT or USDC back into any of the five and out through the normal rails.
Cards
A card that spends directly from a stablecoin balance, on the business account and on every entrepreneur account, so money that arrived as USDT can pay for a flight without a conversion first.
Who you are contracting with: the ramp and the gateway both run on ForumPay, whose terms name Limitlex Inc. and 3-102-942126 L.L.C. trading as ForumPay and make the counterparty depend on where your business is registered. Those are corporate registrations, not financial services permissions, and ForumPay publishes none; the supervisors named elsewhere on this site stand behind the accounts, not behind this. It says it operates everywhere except ultra high risk jurisdictions and countries under OFAC sanctions, without publishing either list. Read on its own pages, 15 September 2026.
The gateway
Everything else in digital assets.
- 32Exchanges the gateway prices across
- 99.99%Approval rate, the gateway’s own figure
- 1bn+Wallets the gateway can reach
- 1Business day to settlement, on the gateway
01
Get paid, from any wallet
An invoice with a payment link, a checkout on your site or in your app, a QR code at the counter. Your customer pays from whatever wallet they hold. The amount is converted at the moment of payment, so there is no slippage and no volatility on your side, and the value is in your account the next business day.
02
Pay out, to any wallet
Payroll, contractors, suppliers, refunds. One file or one API call pays every wallet on the list, anywhere in the world, from a crypto balance or converted from your fiat balance as needed. Built for teams spread across many countries.
03
A desk for large trades
For a trade too large for an open market: execution across 32 exchanges at once, filled at the best rate available across all of them, at one all inclusive fee, settled straight into the account. Fixed wallet addresses for repeat settlements and a B2B wallet for treasury.
04
Recurring billing in crypto
Subscriptions, memberships and retainers charged in crypto, from any wallet, with flexible cycles, live status and reminders that reduce churn. Managed from the same dashboard as everything else.
It ends in the account
The gateway is not a place to keep value. Whatever comes in is converted the moment it arrives, with a 99.99 percent approval rate and no chargebacks, and lands in the Niowire account next to the dollars, euros, sterling, dirhams and Canadian dollars. From there it goes out through the same rails and the same 80+ currencies. It runs on ForumPay’s infrastructure under the Niowire name, the way the accounts run on Panther Group’s. One onboarding, one set of documents, one login.
The assets
- BTC
- ETH
- USDT
- USDC
- SOL
- LTC
- BCH
- DASH
- TRX
- POL
USDT on Ethereum, Tron, Polygon and Solana. USDC on Ethereum, Polygon and Solana. More on request.
Every wallet screened
Every paying wallet is verified and screened before the payment lands, and the gateway runs a full KYC and AML framework with specialist partners. It is built to be compliant in the United States and the European Union, which is what lets it settle into the account at all.
Where to go next
A short call with the team, in a booking calendar that opens in a new tab. If the structure is the question, Redomiciled advises first. Our sister firm, on their own site, in a new tab.